CAHILL JACK ASSOCIATES LIMITED PRIVACY STATEMENT
This privacy statement is applicable to Individuals, companies, registered charities, trust and any other bodies that may require us to collect their personal data, and explains how we collect and use this personal information about you. Cahill Jack Associates Limited will be the data controller of your personal data which you provide or collected by us. Contact details are given below.
What personal information we collect about you and how
Information that identifies or can be used to identify a living individual is known as “personal data.” All organisations processing personal data must do so fairly, lawfully and in accordance with applicable data protection laws. This includes the obligation for us to tell you how we will use your personal data. We treat all of our legal obligations seriously and take all steps necessary to ensure compliance when storing and processing your personal data. In order for us to complete any given task required by you, we may need to collect the following types of personal data:
Names and addresses and other contact details such as home phone and mobile numbers and email addresses
National insurance numbers and HMRC UTR reference numbers and vat registration numbers
Details of personal income of all types
Copy passports, driving licence and utility bills and email addresses
Copy bank and credit card statements and account numbers and sort codes
Copy sales and purchase invoices
Schedules and other summaries required for data preparation
Backup copies of data prepared by you when accounts data maintained by you
Gender and dates of birth
Any other information necessary for processing of your information
Where we collect personal information from
In most cases this information will be supplied by you. In other cases this information is available to us direct from HMRC or by requesting from other financial institutions.
How we use your personal information
The list below gives the purposes for holding and processing the data we will collect:
deliver services and meet legal responsibilities with regard Companies House and HMRC
verify identity where this is required under the Money Laundering regulations
communication by post, email or telephone
understand needs and how they may be met
maintain financial records
process financial transactions
Who we share your personal information with
In order for us to help you fully comply with your responsibilities and fulfil other services required we may need to share your information with the following entities as detailed below:
HMRC and Pension Service Companies
Banks and other lending institutions
Other organisations with which you may have a reporting obligation
Financial crime prevention agencies
How we use your information to make automated decisions
We will periodically issue tax cards and other update briefings regarding new taxation regulations using our database of contact details. The only purpose of this is to keep you notified of any changes to the rules and regulations imposed by HMRC plus any changes planned to the tax rates and allowances. We also use the database to send out Abbey Tax renewals. For entities and individuals wishing to take out the insurance services, their personal details will be passed to Abbey Tax for processing.
If you do not provide your personal information
If the information we request is not provided, you may run the risk of incurring both interest and penalties from the late filing of required documentation with the relevant authority. Therefore it is imperative that all information required is given on a timely basis to allow time for processing and preparation of necessary forms and calculations.
How long we retain your personal information for
As required by HMRC, we shall maintain personal accounting records for a minimum of 6 years. Information needed to verify identity must be maintained for a minimum of 5 years. After this time any information we hold that is older than this may be securely disposed.
Holding personal information outside the EEA
We currently do not hold any information outside the EEA. If we need to transfer your data to a service provider outside the EEA, we ensure that appropriate controls are in place to protect your data in accordance with applicable data protection laws.
Safeguarding your personal data
We take all reasonable care in the collection, storage, processing and disclosure of your personal data and have implemented internal security procedures to minimise the risk that unauthorised parties will be able to access and misuse the information. The internet is an open medium and we cannot guarantee that any information you send to us by email will not be intercepted or tampered with. To help protect your personal data and minimise risks, we would recommend the use of email encryption and ensuring the computer operating programmes are up to date. Additional safety measures can be implemented such as using secure access passwords.
Using our website
Our website contains only information and contact details for ourselves and has no other information of a sensitive nature and it not used to collect personal data. A copy of this privacy statement can also be found on our website.
Your rights with regard to the data we hold
Access to your information – You have the right to request a copy of the personal information about you that we hold.
Correcting your information – We want to make sure that your personal information is accurate, complete and up to date and you may ask us to correct any personal information about you that you believe does not meet these standards.
Deletion of your information – You have the right to ask us to delete personal information about you where:
You consider that we no longer require the information for the purposes for which it was obtained.
We are using that information with your consent and you have withdrawn your consent – see Withdrawing consent to using your information below.
You have validly objected to our use of your personal information – see Objecting to how we may use your information below.
Our use of your personal information is contrary to law or our other legal obligations.
Objecting to how we may use your information – You have the right at any time to require us to stop using your personal information for direct marketing purposes. In addition, where we use your personal information to perform tasks carried out in the public interest then, if you ask us to, we will stop using that personal information unless there are overriding legitimate grounds to continue.
Restricting how we may use your information – In some cases, you may ask us to restrict how we use your personal information. This right might apply, for example, where we are checking the accuracy of personal information about you that we hold or assessing the validity of any objection you have made to our use of your information. The right might also apply where this is no longer a basis for using your personal information but you don't want us to delete the data. Where this right to validly exercised, we may only use the relevant personal information with your consent, for legal claims or where there are other public interest grounds to do so.
Automated processing – If we use your personal information on an automated basis to make decisions which significantly affect you, you have the right to ask that the decision be reviewed by an individual to whom you may make representations and contest the decision. This right only applies where we use your information with your consent or as part of a contractual relationship with you.
Withdrawing consent using your information – Where we use your personal information with your consent you may withdraw that consent at any time and we will stop using your personal information for the purpose for which consent was given.
Please contact us in any of the ways set out in the Contact information and further advice section if you wish to exercise any of these rights.
Changes to our privacy statement
We keep this privacy statement under regular review and will place any updates on this website at www.cahilljack.co.uk. Paper copies of the privacy statement may also be obtained from our registered office.
This privacy statement was last updated on 11 December 2018.
Contact information and further advice
Please contact us at 91 Alexander Street, Airdrie ML6 0BD or call us on 01236 767100.
Email address email@example.com
We seek to resolve directly all complaints about how we handle personal information but you also have the right to lodge a complaint with the Information Commissioner's Office, whose contact details are as follows:
Information Commissioner’s Office
Telephone - 0303 123 1113 (local rate) or 01625 545 745
Website - https://ico.org.uk/concerns